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Insurance Infomation

Insurance Infomation

Insurance explained without the jargon

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Plain-English guides to UK insurance: what policies cover, how claims work and how to compare quotes. General information, not advice.

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Insurance Premium Tax: The Tax Built Into Your Premium

Insurance Premium Tax: The Tax Built Into Your Premium

What Insurance Premium Tax is, the standard and higher rates, which policies are exempt and how it shows up in the price you pay for UK insurance.

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Categories Insurance Basics
Insurance Excess Explained: Compulsory and Voluntary

Insurance Excess Explained: Compulsory and Voluntary

What an insurance excess is, the difference between compulsory and voluntary excess, how it affects your premium and how to choose a level you can afford.

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Categories Insurance Basics
Insurance Claim Rejected? How to Challenge the Decision

Insurance Claim Rejected? How to Challenge the Decision

What to do if a UK insurer rejects or underpays your claim: checking the reasons, complaining, the eight-week deadline and taking it to the Financial Ombudsman.

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Categories Claims
How to Make an Insurance Claim, Step by Step

How to Make an Insurance Claim, Step by Step

How to make a home or car insurance claim in the UK: when to contact your insurer, what evidence to gather, what not to do and what happens next.

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Categories Claims
Ways to Lower Your Car Insurance Premium in the UK

Ways to Lower Your Car Insurance Premium in the UK

Legitimate ways to reduce UK car insurance costs: timing, excess, mileage, security, telematics, named drivers and paying annually, plus what to avoid.

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Categories Comparing Quotes

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